Healing in Karthis

[Kenneth New]

The Karthian Republic has many hospitals and clinics available for the treatment of injury or illness. Most offer both mundane and magical healing. If you find yourself near one of these facilities, you may pay for treatment. The price for services tend to be the same from location to location. Some

Cost of Healing in Karthis

GP	Services
1	cure light wounds
6	cure moderate wounds, lesser restoration
15	cure serious wounds, dispel magic, remove blindness/deafness, remove curse, remove disease
28	cure critical wounds, neutralize poison, restoration (+100 or 1000 gp material component)
45	break enchantment, mass cure light wounds, raise dead (+5000 gp material component)
66	heal, mass cure moderate wounds
91	greater restoration (+5000 gp material component), mass cure serious wounds, regenerate, resurrection (+10,000 gp material component)
120	mass cure critical wounds
153	mass heal, true resurrection (+25,000 gp material component)

Keep in mind that not all services are available at all locations. It may be necessary to make an appointment for a casting the next day.

There are several health service plans available. The companies that offer these plans charge a monthly fee and they cover the costs of any healing treatment members need. Members carry papers proving their coverage and they can seek treatment at most any hospital or clinic.

Basic Plan

This plan covers basic injuries and illness (anything that can be cured with a spell of 3rd level or lower). Members are still responsible for any material component cost. This plan costs 120 gp per year (240 gp for adventurers). Anyone who pays monthly for high upkeep can be assumed to have a plan such as this.

Premium

This plan covers treatment of most injuries and illness (anything that can be cured with a spell of 6th level or lower). Members are still responsible for any material component cost. This plan costs 240 gp per year (480 gp for adventurers). Anyone who pays monthly for extravagant upkeep can be assumed to have a plan such as this. Those who pay high upkeep need to pay a 20 gp surcharge every month to have this level of service.

[John Niska]

If you have one of the insurance plans, could you prepay the material component cost for the applicable spells? If so, would it go into a general pool of available money for material components or would you have to specify the spell for the money?

[Kenneth New]

Oct 25, 2013 11:00:32 GMT -5 John Niska said:

If you have one of the insurance plans, could you prepay the material component cost for the applicable spells? If so, would it go into a general pool of available money for material components or would you have to specify the spell for the money?

You may not prepay the material component cost. When you buy a plan, the company issues papers explaining what services are covered and for what period. There is no way to track expendables on the paperwork (and no computers to consult with a customer database).